Hi Simao Cunha! :) Thanks for openly sharing your opinion! I believe it’s similar in many parts of the world. My family, for example, is from Turkey and there it’s the same situation: People are in debt but keep spending money on luxury, travels, eating outside…

It’s funny you say you never want to borrow money from the bank because I thought the same! Yet, what I realized is that loans and credits are not bad per se. If you use the money wisely and if you can guarantee to pay it back on time, I guess it’s fine to borrow — as long as it’s necessary for big projects etc.

But I totally agree with you and I hope you’ll continue on your way without getting distracted by what others say! :)

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Entrepreneur, Coach & Dreamer. I write about Personal Growth & Business. 🇦🇹 🇹🇷 Grab your Personal Growth Toolkit: http://bit.ly/pgtk0320 I IG: sinem.guenel

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